EMPLOYMENT PRACTICES LIABILITY INSURANCE
Protects the entity (corporation), its directors, officers and employees if a claim is brought for allegations of:
- Wrongful dismissal, discharge or termination of employment
- Employment related misrepresentation
- Violation of any employment laws, Wrongful discipline
- Sexual or workplace harassment of any kind
- Wrongful failure to employ or promote
- Discrimination due to a person s citizenship, dependence on alcohol or drugs, linguistic background, mental or physical disability, political belief or source of income, religious beliefs, country or nationality of origin
- Negligent evaluation, Wrongful deprivation of a career opportunity
- Employment related defamation, invasion of privacy
- Employment related wrongful infliction of emotional distress
- Breach of any oral or written employment contract or quasi-employment contract
- Failure to provide adequate workplace or employment policies or procedures
- Unfair or wrongful dealing, retaliatory treatment (whistleblower protection)
- Contagious diseases, reproductive hazards
- Workplace violence
Sources of Claims
- Refusal to employ a qualified applicant
- Failure to promote a qualified employee
- Demotion, evaluation, reassignment, or discipline of an employee, including constructive discharge
- Harassment, coercion, or unfair discrimination as a consequence of such things as race, color, nation of origin, creed, religion, gender and age
- Defamation of character
- Oral or written publication of material that slanders or libels an employee
- Violation or invasion of an employee s right to privacy
